For many, boating isn’t just a pastime—it’s a cherished way of life. Whether you're cruising the Intracoastal Waterway or enjoying a weekend on the water with family and friends, your boat represents both freedom and responsibility. At Wells Marine Insurance, we understand how important it is to protect not only your vessel and equipment, but also the people you bring on board. Continue reading to learn more about marine insurance for coastal homeowners
If you’re in or near retirement, your priorities likely include safety, clarity, and long-term security. You want coverage that is dependable and a partner you can trust to guide you through the details. That’s where we come in.
Owning a boat comes with its own unique risks. Storms, accidents, mechanical failures, or even theft can disrupt your boating lifestyle in an instant. Marine insurance helps provide peace of mind so you can focus on enjoying your time on the water, knowing you have a plan in place.
Here are the core protections that every boat owner should consider:
Covers damage to your boat, including the hull, motor, sails, and permanently attached equipment due to events like collisions, sinking, or fire.
Helps cover expenses if you are responsible for injury to another person or damage to another boat or property while operating your vessel.
Offers reimbursement for medical expenses incurred by you or your passengers due to a boating accident, regardless of fault.
Protects you if you're involved in an accident with another boater who lacks insurance or adequate coverage.
Protects fishing gear, electronics, safety equipment, and other personal belongings stored on your boat.
Marine policies can vary greatly depending on the type of boat you own, where you use it, and how often you operate it. At Wells Marine Insurance, we take the time to understand your boating lifestyle and offer customized guidance based on your needs.
We don’t believe in cookie-cutter policies. We believe in partnerships that last. Whether you’re protecting a small fishing boat or a luxury cruiser, we’re here to make sure your coverage fits your reality.
The best part of boating is the peace and joy it brings—and the right insurance helps preserve that. Ensuring your passengers, your vessel, and your future are protected is part of being a responsible boat owner.
📞 Let’s Talk At Wells Marine Insurance, we’re your neighbors, your advisors, and your advocates. If you're ready to safeguard your boating lifestyle with insurance you can trust, reach out to us today or visit our Marine Insurance office in Wrightsville Beach, NC.
Because every journey deserves protection.
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