After the Storm: How to Inspect Your Boat for Hidden Damage

When a storm passes, most boaters breathe a sigh of relief knowing their vessel made it through. But even when everything looks fine, hidden damage can still be lurking beneath the surface. Catching it early can make the difference between a quick fix and a costly repair.

Here’s a simple guide to help you spot post-storm damage before it becomes a bigger problem.

🔍 Start with a Visual Sweep

Walk around your boat and take a good look. Check for cracks or stress marks on the hull, deck, and transom. Pay attention to railings, cleats, and any hardware that may have loosened in high winds or rough water. Even a minor crack can allow water intrusion over time.

📸 Tip: Take photos before you make any repairs. Documentation can be invaluable if you need to file a claim.

⚙️ Check Electrical and Mechanical Systems

Saltwater and moisture can wreak havoc on electrical components. Look for corrosion on terminals, battery cables, and switches. Try powering up your electronics one by one to make sure everything is working properly.

If your engine was submerged or splashed, do not start it until a marine mechanic has inspected it. Internal damage may not be visible but can worsen if ignored.

💧 Inspect Below the Waterline

If your boat was in the water during the storm, haul it out or have a diver inspect the bottom. Look for signs of impact, gouges, or debris that may have become lodged near the prop or rudder.

Also check bilge pumps and through-hull fittings to make sure they are still watertight.

🪝 Don’t Forget the Lines and Trailer

If your boat was docked, inspect dock lines for wear and fraying, and replace any that look questionable. Trailered boats should be checked for bent axles, shifted bunks, and rust on metal components.

☎️ When in Doubt, Call for Help

If something doesn’t look or feel right, reach out to a trusted marine professional or your Wells Marine Insurance team. We can help you document the damage, understand your coverage, and get repairs started quickly.

Bottom line: Storms happen, but with the right steps after the skies clear, you can protect your investment and stay ready for your next adventure.

⚓ Need a quick coverage check? Contact the Wells Marine Insurance team today at 910.762.8551 or visit wellsins.com/marine.